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Terms and Conditions

Before surfing the INTELIGO BANK web site (hereinafter the Bank), registered under the www.inteligobank.com domain (hereinafter the "Site"), your are requested to read this notice "Terms and Conditions" making it clear that tusing the services by you means that you have accessed and read the contents of all the buttons available on the site and therefore you accept the terms and instructions provided herein in relation to the "Terms and Conditions". These 'terms' are considered in addition to the terms of the contracts and disclosures that have been provided to you and any other agreements or terms and conditions governing banking products and services you may have with us.

The "User", identifies all persons accessing the Site.

Applicable Law and Jurisdiction
Whether the site is accessed from Panama or any other country, users agree that the following 'Terms and Conditions' are governed by and construed in accordance with the laws and regulations of the Republic of Panama and that any disputes that may arise regarding the content, interpretation, performance, and / or termination of these Terms and Conditions', the remaining contents of the Site and / or reports or transactions sent to or received by the Users through the Site shall be resolved by the courts of Panama City, Panama.

The site has, among its many features, links to other websites which are not owned by the Bank. The Bank assumes no responsibility for the content, handling of user information, material, products or services offered by any linked site.

When you browse our website, we strive to provide a simple and rewarding experience. Automatically after accepting the option, the site transfers user recognition software designed to identify and keep available in the user access computer relevant data in order to facilitate and accelerate access to the site and avoid repeating unnecessary data while customizing the presentation and contents of the Site as a convenience to the users. While the use of cookies is a prerogative of the users, the Bank can not guarantee that there will be no problems of access and use if this facility were turned off. At no time shall the Bank be held liable for any damages, without direct or indirect limitation, for any incidental or consequential damages, losses or expenses arising from the connectivity to this Site or any linked sites or the use or inability to use by any of the parties or in relation to a failure of performance, error, omission, interruption, defect, delay in operation, transmission, or system failures, or line connectivity, viruses and other aspects of a destructive nature.

User Rights and Responsibilities
The user can browse and view the Site on an unrestricted basis and at no cost. Users can also print all the contents of the Site, for themselves but shall incude, in all cases, the 'Trademark' and 'Copyright' notices included in such content. Users may not alter or modify the Site, its presentation, content and / or functionality, show it to others, reproduce or in any way, use it for commercial or public exhibition, whether by printing and reproducing the content and / or linking the Site (via links, framing and / or unauthorized banners, metatags and / or any other form or linking technique not allowed by the Bank) with other websites and / or any other local or remote private or pubic computer network, without the prior written consent of the Bank.
Without prejudice to the obligation to compensate the Bank for damages in the event of failure by the users to comply with the rules in force in the Republic of Panama on 'brands', 'copyright' and any other protections afforded by the Intellectual Property Law, it is established that any breach by User of such rules and / or these 'Terms and Conditions of Use "will involve the immediate revocation of the authorization to access and navigate the site without need of prior notice. In this regard, users accept to be denied access to the site should the Bank suspect any such violations have taken place, and promise to restore and / or destroy the material obtained from the Site for unlawful purposes. Also, users irrevocably authorize the Bank to apply the usual computer security measures in these cases.

Rights and Obligations of the Bank
The Bank reserves the right to modify at any time, the content and facilities available on the Site or otherwise limit access to it, and even discontinue the site without notice.

The Bank does not guarantee the information provided on the Site, is current at all times but agrees to make every effort to provide the most recent information.

The Bank is committed to safeguarding the personal information of customers, and protect it from attempts by unauthorized third parties to access it improperly from the network or by other means.

All the terms set out above are:

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